Feb 09

If you aren’t keeping a solid bit of savings, keeping up with your bills and minding your life and business then you are a burden on those who know you, one way or another. There is a reason why you see millionaire athletes crying broke after being released from their team and it is no different from your sister with the high income job who somehow ends up begging you for $100 every other month to pay her light bill. The reason is a lack of knowledge, or a lack of caring to learn the birds and the bees of financial education. It is one thing to not know what you’re doing but this article is for those of you who have access to the knowledge but choose instead to live recklessly. Money – It’s All about Our Outlook I think that the deciding factor… [Read more]

Feb 02

Nothing will make you feel broker than having a trip or activity come up and not be able to attend due to a lack of money. It will not faze you if this occurs due to life kicking your ass at every turn, expensive legal or medical bills, or having loaned your lot to a family member that needed it. But if you burnt your money on a house that you have no business owning, a car you have no business driving, or a chick you have no business dating, I am warning  you right now that you are going to feel like a loser. It is for times like this that you must respect the necessity of saving for a rainy day, or better yet, saving for a fun-filled day. Living recklessly, hood-rich or beyond your means will always have you broke at trip… [Read more]

Dec 21

Editor’s Note: Don’t be a reactionary troll from my title, read the article. According to a lot of men, the idea of a suitcase carrying woman in a pantsuit does not vibe well with the happy housewife image that is the conservative ideal. This accounts to many of the issues women with strong careers have with finding a peer (in business) to date and marry. Men aren’t necessarily looking for a “lesser” woman to marry but they are looking for a woman who fits into the mold of what is shown as the ideal. Donald Draper looks for Betty Draper not a Peggy Olson aka the career driven go-hard that’s pretty but focused on the prize. Sure this doesn’t account for every male who shies away from single professional women but it describes a healthy chunk of us that run for the hills when we… [Read more]

Dec 08

Are you the broke friend? It’s a simple question but it may not mean what you think it means. The broke friend oft times will annoy his other friends due to his belief that life sucks for him and him alone. The broke friend will listen to your advice but will rarely take it – despite how easy it is to get out of his financial hole. What we’re saying is that the broke friend title is earned through attitude more than it’s earn from your financial position. A cheap person that has money can be just as much the “broke friend” as can the guy that can barely pay his bills. It’s not an elitist title, it’s a “stop using money as your excuse to being a loser” title. Here’s the anatomy of the broke friend: Wants in on everything but can never afford… [Read more]

Dec 02

For as long as I can remember I’d spend no less than $10 a day for lunch. I justified the expense as a break from the office and would eat out daily without fail. I absolutely never took my lunch from home. This was my practice for more than a decade of my working life. Those days are gone. At $50 a week that quickly adds up: $50 week x 4 weeks = $200 month x12 months – give or take a two-week vacay, a few PTOs here and there, the occasional non-Dutch outing, office lunch and forgot your money fasts—and that’s $2,400 a year. Did I really eat $24,000 worth of lunches over 10 years? You better believe I did! Earlier this year I lost 50 pounds of the evidence. Let’s just say I gave new meaning to “penny wise pound foolish”. Okay, so… [Read more]

Dec 01

Why spend a mint on a huge wedding only to lead a life of hard grinding, a debt ceiling that is as tall as a cathedral and an unhappy wife/husband bitching about money? Now as your friend and/or family member we have to hear you complain about your financial situation and how hard it is to keep up… yet you have a double income coming in. Why didn’t you think of this before showing up everyone with your 6-figure wedding bash? How is it impressing people if they already know that you’re about to spend 10+ years in the trenches struggling and putting strain on your marriage by working a way out of the hole that you’ve put yourself in? Recently I went to the wedding of a good friend of mine and it was small, intimate and very cost-effective. The couple love and understand… [Read more]

Sep 21

The title says it all, when you have a passion (which you should), oft times you don’t end up working in that field. While everyone is not entrepreneur material, it is a good idea to keep your focus squarely on what it is that you really want to do. Getting to that goal is it’s own article but what I do know is that the daily grind will blur ones vision. Before you know it you become that salty employee, mad that your co-worker makes $1,000 more than you and mad that your boss hasn’t acknowledged all the extra effort you’ve put in a month before your review (heh). What not to do at your job: Tell others your dream: Nothing is more of a buzz kill than telling your dreams to disgruntled employee guy. The pats on the back and encouragement that you seek… [Read more]

Jul 28

There are always people at work who you have to deal with on a daily basis and simply loathe the time spent with them. Because it’s your work place, you must keep the peace and act as if they matter until they are out of your space.  Here’s my list of the top ten annoying co-workers. Dog Talk Hear this dog lovers – not everyone cares about your dogs and the cute way he jumps in the pool with you when you are trying to relax. Truth be told, I think it’s kind of gross to be in any body of water with an animal (or the bed for that matter). Unless the person on the other side of the conversation is a known dog lover as well, keep your dog comments to yourself. Business meets Personal When you are at work, that’s the only… [Read more]